Specializing in Residential & Commercial Mortgages

​​​​​Milestone Mortgages

Buying a home is one of the largest purchases that people will ever make in their lifetime. A milestone as we would call it. That is why it is so important to have someone well informed in your corner.  At Milestone Mortgages, we ensure our brokers stay on top of market changes in order to provide the best product for our client's needs. 

Whether you are an experienced buyer or getting into your first home, we can provide the very best products and rates that are available.  Even when the banks say NO!

We want to make sure our clients are comfortable with their new mortgage. This is why we ensure you understand each step of the mortgage process. 

Here is a brief overview: 

1. The Application:

​We will go over an application with you so that we can better understand your current financial position and also understand what type of mortgage product would best suit your needs.

2. Application Review:

One of our brokers will review the application and documentation as well as, go over any questions.  At this point, we will able to discuss what mortgage products are available to you and how to proceed to the next step.

3. The Lender:

Once we have finalized what product you need, we then send the application to the appropriate lender.  We typically get a response back within a day or two. With an approval, we can move on to the next step. But even with a decline, we as the broker have the ease and ability to send your application to another one of our many lenders seamlessly.

4. Signing and Documentation:

The lender sends us your approval! We then go over the mortgage commitment with you, acquire any remaining documents requested by the lender, and sign on the dotted line. 

5. Lawyer and Funding:

Now that we have met the lender's requests and completed signing, the file will be sent to a lawyer of your choice.  Your lawyer will go over the details of your mortgage with you and then request funds at the appropriate time known as the closing or possession date. 

And there you have it! Milestone Mortgages likes to keep the mortgage process as simple and seam-free as possible. 

​The Mortgage Process: